Delta SkyMiles × American Express
Compare all 7 cards
4 personal + 3 business cards, side by side.
 Blue |  Gold |  Platinum |  Reserve | Business Gold | Business Platinum | Business Reserve | |
|---|---|---|---|---|---|---|---|
| ← Personal · Business → | Apply | Apply | Apply | Apply | Apply | Apply | Apply |
| Annual fee | $0 | $150 | $350 | $650 | $150 | $350 | $650 |
| First-year fee | Waived | Waived | $350 | $650 | Waived | $350 | $650 |
| Welcome bonus | 10K miles | 40K miles | 60K miles | 80K miles | 40K miles | 60K miles | 80K miles |
| Spend for bonus | $500 | $2,000 | $3,000 | $5,000 | $2,000 | $3,000 | $5,000 |
| Delta purchases | 2x | 2x | 3x | 3x | 2x | 3x | 3x |
| Dining | 2x | 2x | 2x | 2x | — | — | — |
| Everything else | 1x | 1x | 1x | 1x | 1x | 1x | 1x |
| MQD head start | +$2,500 | +$2,500 | +$2,500 | +$2,500 | |||
| MQD boost rate | $25 spend = $1 MQD | $20 spend = $1 MQD | $15 spend = $1 MQD | $25 spend = $1 MQD | $20 spend = $1 MQD | $15 spend = $1 MQD | |
| Companion cert | Main Cabin | Main Cabin | Delta One or First Class | Main Cabin | Main Cabin | Delta One or First Class | |
| Sky Club access | Limited (after spending $75K in calendar year) | Limited | |||||
| Free checked bag |
¹ Free checked bag applies on Delta-operated flights when the card is used to pay. Annual fees shown are standard rates; first-year waivers may vary by promotion.
Which card fits you?
If…
You rarely pay annual fees
→ Blue ($0/yr)
If…
You want a companion cert each year
→ Gold ($150/yr)
If…
You're chasing Medallion status
→ Platinum ($350/yr)
If…
You want unlimited Sky Club access
→ Reserve ($650/yr)
If…
You're a business owner with shipping / ad spend
→ Gold Business ($150/yr)
If…
You want MQD acceleration for your business
→ Platinum Business ($350/yr)
If…
You want Sky Club + Delta One companion cert
→ Reserve Business ($650/yr)